A no-cost strategy call to pressure-test your retirement plan — built for tradespeople, small-business owners, and working parents who earned every dollar the hard way and don't want the market to undo it.
You don't get overtime on a 401(k). It sits with a former employer, drifting with the market, and nobody's checked whether it still fits the life you're actually building toward. A contribution plan is not a retirement income strategy — it's a bucket, not a blueprint.
Most working people find that out the hard way, in a down year, at the worst possible time. This call exists to catch that before it happens.
This isn't about picking a product off a shelf. It's about coordinating what you already have — old 401(k)s, current accounts, life coverage — into one plan built around what actually matters when the market turns.
A structure that doesn't lose value when the market drops — so a bad year on the news doesn't become a bad decade for your family.
Upside tied to market index performance, without direct market exposure — so your money keeps compounding instead of quietly losing ground to fees.
Tax-advantaged income and a death benefit built to transfer — so what you built stays intact for the next generation instead of getting cut down by probate or taxes.
Navy-and-gold, built like it could take a hit, and here to translate the fine print. NOVA shows up across ILV™ content to break down one concept at a time — no jargon, no fluff, just the plain-language version of what your plan is actually doing.
The Floor: a 0% floor means a red year in the market shows up on your statement as flat — not down.
The Cap: uncapped or high-cap growth potential means your upside isn't capped tight the way some 401(k) options are.
The Handoff: a death benefit is built to transfer directly — skipping probate delays that can hold up an estate for months.
I run a crew of ten and never had time to look at my own accounts. King broke it down in terms that made sense — no jargon, no pressure.
He talks like someone who's actually worked, not someone selling from a script. That mattered to me more than the pitch itself.
I had three old 401(k)s from jobs I left years ago. Now it's one plan I actually understand. Referred my brother right after.
A focused 30-minute conversation to see exactly where your retirement stands — what you have, where it sits, and what you're actually on track for.
We bring old 401(k)s, IRAs, and current accounts into one coordinated structure and put it into action — no guesswork, nothing left scattered.
Annual reviews keep the plan working as the market moves and your income grows. Your money stays on track, not on autopilot.
Before I was licensed in this industry, I was on a crew — welding, working process safety, doing the kind of work where a mistake shows up immediately, not thirty years later. Retirement planning should hold to that same standard.
I don't roll over an account and disappear. I build relationships with people who value long-term thinking and want someone paying attention to their plan year after year — the same way you'd want a weld inspected before it's trusted to hold pressure.
If you've spent decades earning it, your plan should be built around where you actually are — not a generic script that ignores what your work really looks like.
Read Brandon's story →Nothing. There's no fee for the conversation and no fee for the ongoing relationship — I'm compensated by the carriers I work with, not by charging you directly.
A work 401(k) is a contribution plan with heavy rules, not a retirement income strategy. Most people have never had someone actually check whether what they're contributing gets them where they want to go.
Yes — bringing scattered accounts into one coordinated plan is one of the most common starting points for the people I work with.
No. The call is a conversation, not a pitch. If there's a clear next step that makes sense for you, I'll lay it out plainly. If there isn't, that's a perfectly good outcome too.
Tradespeople, small-business owners, and working parents with retirement accounts — current or scattered across past jobs — that have never been looked at together as one plan.
No pressure. No obligation. Just a clear read on where you stand — and what it would take to protect it.